Legal Notices for the EU and Morocco

EU Dispute Resolution
The European Commission provides a platform for online dispute resolution (ODR):
https://ec.europa.eu/consumers/odr/
Our email address can be found above in the legal notice (imprint).

Consumer Dispute Resolution / Universal Arbitration Board
We are neither willing nor obliged to participate in dispute resolution proceedings before a consumer arbitration board.

Disclaimer for Trading Losses
XAUVIA assumes no liability for financial losses resulting from trading financial instruments.
Trading financial instruments involves significant risks and may lead to the loss of your entire invested capital.
Past performance or profits are not a guarantee of future results.
Each client trades at their own risk and bears full responsibility for their investment decisions.
We do not provide investment advice or financial services.

VAT in Morocco
XAUVIA does not charge VAT (TVA) on its offered services.
In Morocco, companies below a certain annual revenue threshold (up to 2,000,000 MAD, approximately €200,000)* are exempt from VAT obligations.
Since our services do not include VAT-liable goods or services, no VAT is charged.

Scope and Applicable Law
This legal notice applies to users within the European Union and Morocco.
Legal regulations are based on the applicable laws of the respective country.
For legal matters, we recommend consulting a qualified professional.